Auto Insurance

If you drive a car, you need to have auto insurance. Not only is having auto insurance the law, but it also gives you peace of mind. Quality vehicle coverage protects your valuable property and helps ensure that you can get to work, school, and appointments, even in the event of an accident.

At Lake Region Insurance Agency, we know how essential cars are for life in Greater Minnesota.  We place the same importance on every car, truck, SUV, and minivan we insure. Do you have a vintage Jaguar for summertime drives with the top down? Or a family station wagon that gets you from Point A to B? Either way and for anything in between, we are the go-to Minnesota insurance agency.

Get a free quote with us today and consider becoming part of the Lake Region Insurance Agency family.

What Should I Look for in My Next Policy?

Though auto insurance is a legal requirement, there are many options for coverage within a policy.  

You’ll need to consider the following criteria when choosing your coverage. We can help you determine:

  • The value of your car
  • Whether or not to select comprehensive coverage
  • The deductible amount that fits your budget
  • An affordable premium payment
  • How to cover your vehicle in the event of theft, fire, or other natural disasters
  • The minimum level of liability coverage you’ll need
  • Coverage for teens or other drivers in your household

Comprehensive vs. Liability: What’s the Difference?

Minnesota law requires all drivers to carry liability insurance. A liability policy covers you in the event of an accident that would require you to pay for damages to property, another vehicle, and any associated medical costs. 

Liability coverage typically does not cover damage to your vehicle in the event of an accident.

Uninsured and underinsured policies are also a good idea to add to your plan, in case you ever get in an accident with an uninsured driver. In such an event, you and your car would still have coverage for repairs or replacement and medical expenses up to the limit of your policy.

Comprehensive policies cover damage to your vehicle from events like fire, flood, theft, storm damage, or other mishaps. We see a lot of deer and other wildlife collisions here in Minnesota, so it pays to be proactive and expand your coverage as much as possible.

Hometown Pride and Hometown Service

When you purchase a policy from Lake Region Insurance Agency, you become part of our family. We have deep roots in Willmar, New London, and Cokato, MN. We love insuring Greater Minnesota for autos and so much more.

We’re always on your side. Our excellent service begins from the first time you contact us, and it continues through policy selection and beyond. In the event of a loss, we’ll help you process your claim promptly and fairly.

Our goal is to put you back on the road as soon as possible after a loss. We always pass on the lowest insurance rates for our valued customers, ensuring that you get the best deal available. We also offer multi-policy discounts.

Call today for a free consultation. We look forward to serving all your Minnesota insurance needs.

 

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