Boat & Marine Insurance

large boat cutting through wake

If your “other car is a boat,” you likely love your time on the water. Maybe you’re an avid fisherperson, perhaps you feel the need for speed, or maybe you prefer to sail away into the sunset. No matter your maritime preferences, boat and marine insurance is a must.

Planning for the worst can save a lot of heartache in the long run. So whatever your life on the water entails, insurance is essential. Boat and marine insurance can take a horrible day and make it right. 

If you are looking for boat and marine insurance, look no further than Lake Region Insurance Agency. We’re here for all your Minnesota insurance needs to help protect your investments. 

Why Boat and Marine Insurance?

If you have invested your hard-earned money into a boat or any type of marine vehicle, you surely want to protect it. Unfortunately, accidents happen. Sometimes they are your fault, but sometimes you have no control over what happens.

Protecting yourself and your boat with insurance coverage is the best policy. Boat and marine insurance will cover your watercraft in case of damage or loss, but it will further protect you if there is an accident.

What Does Boat and Marine Insurance Cover?

Depending on the coverage you choose, your boat and marine insurance will protect a variety of things.

  • Collision Damage – If you have a crash with another boat or a stationary object, your insurance may cover the repair or replacement of your boat.
  • Property Damage – In the event you damage someone else’s property, like their boat, dock, or car, your policy can cover the repairs.
  • Bodily Injury – If you hurt someone with your boat, your policy should cover their medical bills, potential lost income, pain and suffering, and legal expenses.
  • Comprehensive – This coverage should protect your investment if your boat or marine craft is damaged, stolen, or vandalized.

From small fishing boats to yachts to catamarans and pontoons, marine insurance keeps your vessel afloat.

How Does Boat Insurance Work?

Boat and marine insurance operate very similarly to your car or home insurance. It protects your investment and helps mitigate the financial impact of damage or theft. Before purchasing your policy, work with us to figure out how much coverage you need for your boat and which deductible is best.

Because Lake Region is a broker with many options available, we can make sure you get the best policy possible. We are not stuck with any particular company or product in the industry. We serve you.

Why Lake Region Insurance Agency?

Having boat and marine insurance for your watercraft is highly recommended, and when deciding where to buy a policy, you have some options.

Lake Region Insurance Agency has years of experience here in The Land of 10,000 Lakes. We carefully choose the companies we partner with so that we can offer the best options around. As independent agents, we are proud to be your Minnesota insurance experts. 

Contact us today for an insurance review to be sure you have all the coverage you need.

 

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