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Owning a business can be a busy and a confusing venture. You are undoubtedly skilled at what you do. But many entrepreneurs find themselves a bit lost when it comes to managing details like insurance policies, including commercial property insurance.
If you have a company that owns the building or land where you operate, you need commercial property insurance. Even if you are leasing the building, you likely still need protection.
If this feels like another thing on a long list of required and tedious tasks, fear not. Lake Region Insurance Agency is here for you. We have years of experience serving people throughout Greater Minnesota. If you have insurance questions, we have answers. Stop by or call any of our offices in Cokato, New London, or Willmar, MN.
Commercial property insurance is often one of the core coverages under a business owner’s package of policies. A commercial property insurance plan protects your building as well as your property in it. It can cover outdoor fixtures as well, like fences and signs.
This coverage ensures your physical investments have protection from the cost of loss or damage from events such as:
Check with your Lake Region agent about exclusions in your policy. Most of the time, insurers don’t cover damage from floods or earthquakes without an additional policy in place for those events.
Whatever your business is, you need commercial property insurance to protect your investment. You have worked too hard to leave it all vulnerable. This insurance covers more than just the physical building where your business resides.
Commercial property insurance can include:
The cost of your commercial property policy will vary depending on where you are and what your business is. The value of your building and assets and how risky your industry and location are will factor in.
Here are the main factors that insurance companies consider when determining the cost of coverage:
If you own a business and need information on commercial property insurance, call Lake Region Insurance Agency today. We have the answers you need, the service you deserve, and the expertise to provide you with just the right coverage.
As independent agents, we serve you, not the insurance companies. We will search for the right policy or group of policies to cover all your personal and commercial needs.
At Lake Region Insurance Agency, we know you excel at what you do. You have built a successful business that you’re proud of, so let us partner with you to keep your investments safe.
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