Special Event Insurance

If you are planning an event such as a corporate party or conference, make sure you are ready for success by protecting yourself. Insurance is here to guard you and your interests. Special event insurance is a specific policy that is a requirement for many events. Ensuring you have the necessary coverage to host an occasion like a concert or festival should be a top priority. 

At Lake Region Insurance Agency, we know that when planning a big shindig, the to-do list can seem endless. That is why we want to be your special event insurance expert. For years we have been working with our neighbors in Greater Minnesota to meet all their insurance needs. 

We are here to answer all your special event insurance questions. Drop by one of our offices in New London, Willmar or Cokato, MN, or give us a call today.

What is Special Event Insurance?

This type of policy provides significant protection for special events. Sometimes called one-day insurance, it is necessary because accidents happen. A stage could collapse, injuring attendees. Someone could consume too much alcohol and fall and hurt themselves. The event could end up canceled due to extreme weather.

Standard general liability insurance policies do not typically cover special events. These occasions require their own coverage.

Special event insurance can cover many areas of risk, including:

  • Liquor Liability
  • Cancellation Costs
  • Bodily Injury
  • Property Damage

Fortunately, this critical type of policy is quite affordable and certainly worth the peace of mind it brings. Your Lake Region agent can track down just the right plan for you.

Like most insurance plans, there are many ways to configure an event policy. This flexibility allows the professionals at Lake Region Insurance Agency to customize the best fit possible for your event.

 

What protection you need will depend on a variety of components:

  • Availability of alcohol
  • Availability of food
  • Location of event – Some venues have specific insurance requirements.
  • Number of guests
  • Indoors or Outdoors – Outside events have a higher likelihood of cancellation.
  • Other policies you have in place and their limits 
  • Types of entertainment, such as rides or a live band

 

What Types of Occasions Need Special Event Insurance?

Any event you are planning, promoting, or paying for, should have special event insurance. It only takes one injury for you to be facing hundreds of thousands of dollars in costs. Even if the venue does not have an insurance requirement, a policy is a smart investment for many occasions, including:

  • Conferences
  • Weddings
  • Retirement Parties
  • Company Celebrations
  • Retreats

Purchasing a special event policy is an inexpensive way to make sure that you have the most successful time possible. It is not worth the risk to plan an event without this in place.

Lake Region Agents Are Standing By

No matter what insurance needs you have, the Lake Region Insurance Agency team can help. We are independent agents with the experience and expertise to build the right policy or policies for you. 

For special events and everyday life, we work for you and your protection. Reach out for a free insurance review at any time.

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