Individual & Family Health Insurance

doctor using stethoscope on young boys chest while mother holds him

When it comes to your physical wellness, you want to take every precaution possible. Life has a way of throwing unexpected curveballs, so securing the right individual and family health insurance is crucial. 

Trying to sort out all of the options on your own is overwhelming. Reach out to the independent agents at Lake Region to take away the confusion. Our team will walk through all of your choices and help you settle on the best fit for you and your family.

Who Should Have Individual and Family Health Insurance?

For several generations, most Americans had medical insurance through their employers. This system was the norm for a long time. Now, however, people are recognizing the value of owning an individual or family health insurance plan for themselves.

There are several situations when having a policy of your own is the most helpful:

Loss of Job

If your medical insurance is tied to your employment, you could be at risk of losing it. A sudden round of layoffs or the closing of a business can leave you with no affordable health care. Owning an individual policy gives you peace of mind because a job loss will not automatically result in the cancellation of your insurance. 

You also will have the freedom to move from job to job as opportunities arise. You don’t have to stop yourself from seeking new employment options simply because you’re afraid of messing up your medical coverage.

Self-Employed

If you are an entrepreneur, you cannot rely on an employer for your family’s health coverage. Individual and family health insurance that you own gives you the protection you need.

And in some instances, self-employed people can get a tax write-off for the premiums they pay on an individual or family plan. Be sure to check in with a tax professional to see if this applies to you.

More Options

Employer-based health plans typically have limited options. At most, you probably will have three choices from a workplace insurance plan. There also are likely to be limitations on which doctors you can see.

But when you buy an individual policy, you can shop the entire marketplace for the right fit. You can find a plan that lets you see your preferred doctors and providers. Be sure to work with one of our independent brokers to help with this process.

Peace of Mind

The health of your family is the number one priority. Ensuring that you have a secure, reliable health care plan in place offers you long-term peace of mind and security. 

How Can We Help?

Here at Lake Region, we dedicate ourselves to helping you find the best coverage for you and your family. As independent agents, we have the skills and resources to track down tailor-made plans at competitive prices. We can shop from the best carriers in the industry so that you can make an informed decision.

Get in touch today, and let a team member find you the perfect health coverage for you and your family. This purchase is an investment you will never regret. 

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